Nova started its journey as a graduate research project at Stanford University in 2015 and has since evolved into the premier cross-border credit reporting agency. Lack of a domestic credit history keeps millions of immigrants from realizing their dreams. The Nova Credit team hails from all over the world and experienced firsthand the challenge of not having a U.S. credit history, which can prevent access to housing and credit. Nova Credit provides a solution that enables immigrants to share their credit history from their home country with financial service providers and others, unlocking new consumers for lenders, and new futures for immigrants. They build integrations with credit databases internationally and allow lenders global access through a single API. In short, they have created the global platform for financial identity mobility so that immigrants never have to start from scratch again. Nova is revolutionizing the way consumers own and share their information and enabling them to access the credit and rentals they deserve.